Business Growth Solutions

Grow Your Business with Smart Financing

Unsecured business loans from ₹1 Lakh to ₹1.25 Crore. Tailored programs for GST, Banking Surrogate, and Income-based eligibility.

650+ Min CIBIL
36M Max Tenure
15.5% Starting ROI

Check Business Eligibility

Get instant quotes from 25+ lenders

Business Loan Programs

Choose the right program designed for your business needs

GST Program

Loan based on GST turnover and industry margins. Ideal for businesses with 12+ months GST filing history.

  • Min Turnover: ₹50L
  • Up to ₹50L loan
FASTEST

Banking Surrogate

Fast approval based on your Average Bank Balance (ABB). No financial audits required.

  • Min ABB: ₹10K
  • Quick Disbursal

Income (ITR) Program

For established businesses with audited financials. Get higher loan amounts based on profitability.

  • Max Amount: ₹1.25Cr
  • 2-3 Years ITR

Compare Top Business Lenders

We work with 25+ lenders to get you the best terms.

Lender Min Vintage Min CIBIL / CMR Loan Amount ROI Range Programs
Shriram Finance Not specified 680 / CMR 7 ₹10L - ₹60L 15.5% - 22% Banking, GST
Hero Fincorp 3 Years 700+ ₹5L - ₹50L 16.5% - 22% Banking, GST, ITR
Piramal (UBL) 3 Years - ₹15L - ₹30L 16.99% - 20.99% Banking, GST, Income
IndusInd Bank 3 Years 680+ ₹10L - ₹50L 18% DSCR, GST, Banking
Ugro Capital 3 Years Gro Score ₹10L - ₹50L 18.5% - 22% Scorecard, Doctor Loan
IIFL Finance 3 Years 700+ / CMR 1-8 ₹10L - ₹75L - GST, Banking, DSCR
Credit Saison 3 Years 650+ / 670+ ₹10L - ₹75L 18% DSCR, GST, Banking
Standard Chartered 7+ Years 720+ / CMR 1-3 Up to ₹1.25Cr - BIL (High Turnover)

Eligibility Checklist

Ensure you have these ready for a smooth application process.

Business Vintage

Minimum 1-3 years. Best rates for 5+ years.

Turnover

Min ₹50L annually. 12 months GST returns required.

Credit Score

Min CIBIL 650. CMR Rank 1-8 preferred.

Ownership

Owned house/office preferred. Rented accepted by some.